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_average-american-expects-this-much-cash-from-their-2023-tax-refund.webp "One in four Americans have no idea if they'll get a tax refund this year, according to new research. <br/><br/>A survey of 2,000 U.S. adults looked at how many are thinking ahead when it comes to their taxes and found the percentage of those who aren’t sure if they’ll get a tax refund is up to 25% from 20% last year.<br/><br/>On the other hand, 43% anticipate getting a tax refund in 2024, slightly up from 40% last year.<br/><br/>The average respondent who thinks they will be getting a tax refund estimates that they’ll get back $2,023.50 this year, down from the average of $2,338.40 last year.<br/><br/>Conducted by OnePoll for Cricket Wireless, the annual tax time survey found that two in three Americans said that if they received a tax refund in 2024, they would use it in a more “mature” way than years past (67%).<br/><br/>Of those who anticipate a tax refund, three in five are relying on that extra income and 36% plan on saving it, compared to just 26% last year.<br/><br/>Half of those who have gone through a major life event like putting contributions into a retirement plan (17%) or getting a new job (11%) also said that they would use their tax refund to help financially support new changes.<br/><br/>However, a quarter of Americans admit to feeling stressed leading up to the tax deadline (28%).<br/><br/>What’s causing that stress? For many, it’s uncertainty over what to expect.<br/><br/>For instance, of those who experienced life changes over the past year, such as getting married or having a kid, only 38% knew that these events will affect their tax return.<br/><br/>Knowledge also plays a role in respondents’ uncertainty, as one in five couldn’t define common tax terms like “adjusted gross income,” “dependent” or “filing status.”<br/><br/>The economy is also a culprit for those who are less certain about their finances this year.<br/><br/>Only a third of Americans think the 2024 economy will be better than the previous year (34%), with 45% sharing that this perspective impacts their decision to spend or save their tax refund.<br/><br/>To combat this, a majority of respondents have done more budgeting (68%) and 44% have spent less money, overall.<br/><br/>“High inflation and an unpredictable economy make many Americans feel uncertain around tax season,” said Tony Mokry, chief marketing officer at Cricket Wireless. “For many, this is the only time of year that they receive a windfall and how they treat these funds oftentimes sets the tone for their year financially. We continue to encourage consumers to look for value where they can, particularly on recurring bills like phone plans.”<br/><br/>However, those surveyed are taking control of their finances, keeping track of them on their phone (51%).<br/><br/>While only half of respondents last year used a banking app (52%), that number is up to 92% of those who use finance apps today.<br/><br/>Mobile wallet (48%) and investing apps (42%) were also among the most common finance apps last year, and are still popular among respondents this year (66% and 39%, respectively).<br/><br/>Credit score management apps have also climbed in popularity (39%) and one in five have a tax filing app, too (18%).<br/><br/>To make use of their resources, nearly a quarter of those who own a smartphone will use it to file their taxes in 2024 (23%).<br/><br/>“It's reassuring to see that more people are using their phones to manage their finances,” said Tony Mokry, chief marketing officer at Cricket Wireless. “It's difficult to stay on top of it all, but having access at your fingertips takes the headache out of managing money, making it easier than ever to track your spending, budget effectively, and work towards your financial goals.”<br/><br/>Survey methodology:<br/>This random double-opt-in survey of 2,000 general population Americans was commissioned by Cricket Wireless between Jan. 11 and Jan. 16, 2024. It was conducted by market research company OnePoll, whose team members are members of the Market Research Society and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
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_quarter-of-menopausal-women-get-39second-wave-of-sisterhood39-from-the-experience.webp "A quarter of women experiencing menopause say the best thing about it is getting a ‘second wave of sisterhood’, according to research.<br/><br/>A study of 2,000 who are peri-menopausal, menopausal or who have had the menopause, found 14 per cent have made more friends by sharing their experiences of the life stage than they could ever have imagined.<br/><br/>While three in 10 admitted it felt like a new community of people formed around them – women who were experiencing the same things and who wanted to share their journey.<br/><br/>With 64 per cent feeling the recent rise of celebrities such as Linda Barker and Davina McCall talking openly about what has happened to them has had a positive impact.<br/><br/>And although menopause, with its 62 symptoms, brings with it a host of problems, 61 per cent admit they are more than willing to share what is happening to them with friends, family and work colleagues.<br/><br/>The research was carried out by hygiene and health company Essity, which continues its quest to keep the conversation about menopause open.<br/><br/>Spokeswoman Debbie Thomas said: “Menopause can clearly be a challenge for a lot of women and we certainly don’t want to suggest that it can be an easy time for those experiencing it.<br/><br/>“But as we can see from our research, there is comfort to be had from sharing stories with others in the same boat.<br/><br/>“And women are no longer as embarrassed to talk about what is happening to them as previous generations might have been – it feels like that mindset of hiding the truth is finally changing.”<br/><br/>The research found for those first experiencing menopause symptoms, feelings were overwhelmingly negative at first – with 36 per cent worried it made them old, 18 per cent upset and one in 10 in denial.<br/><br/>But 26 per cent of those polled, via OnePoll.com, were quickly surprised to discover how open some women are when discussing their experiences.<br/><br/>And it only took around three months before they became comfortable sharing their own stories.<br/><br/>By doing so, these women immediately felt supported by others (43 per cent), as well as a sense of solidarity (37 per cent).<br/><br/>Women are most likely to talk to their female friends about their experiences (71 per cent), but 40 per cent will chat to work colleagues, happily so in a workplace setting (38 per cent).<br/><br/>It emerged 41 per cent tended to stay on the sidelines of any conversation they were hearing about menopause soon after realising they also had symptoms – but 42 per cent are generally relieved when others open up as it makes them feel more normal.<br/><br/>As well as feeling reassured (29 per cent) and supported (27 per cent), 63 per cent admitted talking with like-minded people about what they are going through is as important to their mental health and well-being as any medication could be.<br/><br/>Sharon Clapp, 56, from Sidmouth, trained as a menopause practitioner after going through the menopause early due to a hysterectomy. <br/><br/>She said: “I trained as a menopause practitioner, I’m not a qualified GP - I don’t prescribe, or tell people that’s what they should be doing. <br/><br/>\")
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